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The Biggest Banking Scam in Existence: Fractional Reserve Lending

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By Dr. John L. Reizer

Editor at NoFakeNews.net

I have always believed it was extremely unfair that a person could deposit his or her hard-earned money in a savings account and be rewarded with virtually no interest payments whatsoever. On the other hand, an individual could borrow money from the same banking institution and be hammered with countless fees and interest charges. Why is it legal for a bank to charge 29% interest on a credit card and only pay, to its depositors, 1% interest for funds deposited in the bank’s savings accounts? The answer is because the entire banking industry was founded on completely corrupt practices. These practices were designed and developed to rob people blind.

From a very early age, in government funded indoctrination centers (public schools), we are taught that the Federal Reserve Banking System is a fair and safe place to store your monetary assets. Nothing could be farther from the truth.

Some years ago, I discussed some of the same information in this article with a friend of mine who was a branch manager at a local bank in my hometown. What he proceeded to tell me about the banking industry made me feel quite ill. I had thought I was upset about the fact that my bank was paying me pennies, in interest, for the funds in my savings account. That banking practice was only mildly distressing compared to the new information I had just learned.

According to my friend, the biggest banking scam on the face of the planet is known as Fractional Reserve Lending. I had never learned about this banking practice in the public school system. The best way for me to describe Fractional Reserve Lending is to begin by writing that there’s actually very little money in reserve. When you deposit a certain amount of money in a bank, you have, in reality, given that bank the ability to create and lend, to consumers, ten times the original amount you deposited. You read that correctly! For every dollar we deposit into a U.S. bank, the bank’s money inventory increases tenfold. That institution then lends the, made out of thin air, money to customers and charges them interest on top of it.

Fractional Reserve Lending practices are completely legal for all banks in the Federal Reserve Banking System. If you or I attempted to write a $100.00 check from a bank account that had a $10.00 balance, we’d be thrown in jail before the ink on the check dried. This is how and why banks can afford to lend money to individuals and companies that cannot afford to pay the funds back. Hell, the banks don’t care because they never had the money in their drawers to begin with.

After thoroughly studying the practice of Fractional Reserve Lending for several years, I can tell anyone with confidence that the entire banking industry is built upon various deceptive practices, all of which have been implemented with the sole purpose of stealing money from financial consumers. I can also write, with confidence, that the entire Federal Reserve Banking system is based on a lot of hot air and not much else. Our government is regularly printing money, not backed by any tangible assets, and circulating it into the economy. Even a child could understand that this is a recipe for a financial disaster.

What most people fail to realize is that the Federal Reserve is not a Federal agency. It’s a private corporation made up of very wealthy stockholders. There’s nothing Federal about it and, coincidentally, there’s nothing on reserve in the form of real assets.

So the next time you enter a banking institution to apply for a car loan or home mortgage, remember that the money you are borrowing doesn’t really exist. The bank you are borrowing from never had the funds in the first place. They are charging you fees and interest on money that only exists in theory, and is based on the biggest scam in existence – Fractional Reserve Lending.

Article Source –  The book, ” Pull Your Head Out of the Sand: Because What You Don’t Know Can Hurt You” (Available on Amazon.com)

Are Heartworms and Big Pharma Squeezing the Life Out of Your Wallet?

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By Dr. John L. Reizer

Editor at NoFakeNews.net

If you’re like most canine owners, you probably love your dogs very much and want these family members to be as healthy as possible. Pet adoption is a serious responsibility and quite often the bond between an animal and human can last for a very long time.

Being a dog owner, I can certainly identify with the many responsibilities associated with caring for pets. And over the years, I’ve had to bring my dogs to the vet for a number of reasons. In an emergency situation, a good veterinarian can mean the difference between an animal surviving and dying. But the same animal, health care specialists that can save your pet’s life, in an emergency scenario, can potentially decrease their overall level of health while trying to prevent them from acquiring diseases and parasitic infections.

I believe that many people fail to realize dogs, and other animals, have natural defenses against diseases, parasites, and a whole host of other biological opportunists they regularly come into contact with. If you listen to the marketing strategies of Big Pharma, and the companies that peddle their related products/services, you might think your beloved canine would instantly drop dead without being regularly immunized and safeguarded with monthly heartworm medicines.

The truth be told, all animals, including your pet, have naturally functioning immune systems that protect them against diseases and parasites. In spite of what you might have heard, read or viewed, through the mediums of radio, television, and print media, many commonly accepted animal health practices, that attempt to prevent diseases, could be weakening your pet’s natural immune system.

According to Dr. Jeffrey Levy, a veterinarian out of Williamsburg, Massachusetts, a lot of unnecessary fear and anxiety have been placed into the psyche of dog caretakers. Dr. Levy writes, “…allopathic attitudes have instilled in many of us a fear of disease, fear of pathogens and parasites, fear of rabies, as if these are evil and malicious entities just waiting to lay waste to a naive and unprotected public…” While Dr. Levy believes that in certain situations drugs might be justifiable concerning heartworms, he personally embraces a more holistic strategy when caring for his own pet. On his website he writes, “For what it’s worth, I never gave my dog any type of heartworm preventive, even when we lived in the Santa Cruz area where heartworms were very prevalent. I tested him yearly, and he never had a problem.”

Just as they do with human beings, pharmaceutical companies make billions of dollars manufacturing and distributing extremely toxic poisons for domesticated animals. The toxic vaccines and monthly heartworm preventive products actually weaken your pet’s immune system over time and make them more susceptible to diseases and parasites that exist within their natural environment.

While Big Pharma would like you to believe that heartworms are waiting around every corner to squeeze the life out of your dog’s heart, the reality of the situation is that this is not true. What’s actually being squeezed is the pet owner’s wallet. And it’s absolutely unnecessary. Some very knowledgeable people  have gone on record, over the years, stating that the heartworm scam is a billion dollar industry.

As always, when Big Pharma has its “paws” in the game, the health and best interests of patients are not a top priority. This applies to human beings as well as man’s best friend.

One has to seriously wonder how animals that live in the wild can continue to survive so well despite being constantly exposed to natural parasites and opportunistic pathogens. And remember, they don’t have access to vaccines and monthly preventive pharmaceutical products.

What do you think about this subject?

 

Disclaimer!

The health information that has been written on this website is not intended to replace a professional relationship between a patient and a health care specialist nor is it intended as medical advice. Readers are encouraged to make health care decisions based upon their own independent research!

NASA Scientists: Organics (Life) Found on Mars!

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By Dr. John Reizer

Editor at NoFakeNews.net

In 1976 NASA sent an unmanned spacecraft, named Viking, to search for extraterrestrial life on the planet Mars. According to the space agency, the craft’s robotic arm scooped a sample of the Martian soil, tested the materials in an on-board laboratory, and found no signs of life on the foreign world.

For over three decades, American citizens were told by our space agency that there was no life on Mars. And now, just like that, NASA scientists have suddenly changed their minds. The lab results of the soil samples have been reassessed and the new results demonstrate that “organics” were present on Mars in 1976. The new consensus of scientific opinion is that Viking did find evidence of microbial life on the planet’s surface.

Why is the mainstream media re-releasing this story to the world in the middle of April, 2012? The new study that determined “organics” were present on the red planet was first announced in an article that was published by Discovery News on January 4, 2011. Why are the fake news agencies pushing old news from 2011 as if it was just released a few hours ago?

Is this an attempt by “the powers that be” to prepare the masses for an upcoming announcement that intelligent life exists on Mars? Is the secret finally being let out of the bag?

With the introduction of undeniable evidence by researchers, Norman Bryden (Marsstructures.com) and Joseph Skipper (marsanomalyresearch.com) it’s getting harder for NASA to maintain its ridiculous position that Mars is a dead and barren world. Bryden and Skipper have located buildings, towers, foliage, waterways, and civilization evidence on the Martian surface, and they’ve done so using NASA’s photographs.

What else could NASA possibly do? They’ve put themselves in an extremely awkward situation by covering up, for so many years, the fact that Mars is apparenly littered with intelligent life. Enter their latest piece of spin news; a story that claims scientists have reevaluated a three decade old lab experiment and the new results demonstrate microbial life is present on Mars.

Many citizens will applaud the new Mars study while a large segment of the population will cling to primitive belief systems that preclude followers from entertaining ideas about the existence of life off world.

In the end, NASA was able to maneuver itself into a much better position than it had been in prior to the “life on Mars announcement.” The space agency has gotten away with hiding important information from the country and the general population could care less.

What do you think about this developing story?

New Study Says Obesity Causes Autism?

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By Dr. John L. Reizer

Editor at NoFakeNews.net

According to a new, scientific study that was published on April 9, 2012 by the Official Journal of the American Academy of Pediatrics, there is a definite link between overweight mothers and babies that are born with autism.

The results of the study were featured in an article that was published by the online magazine, Natural Society, on April 10, 2012. The author of the article, Anthony Gucciardi writes, “New research has drawn a direct link between obese mothers and autistic babies, finding that overweight pregnant women have a startling 67% higher chance of having an autistic child than those who are not.”

In 1998, a scientific study authored by Andrew Wakefield, M.D. was published by The Lancet that supposedly demonstrated a direct link between autism and the MMR vaccine. The study was later retracted by the journal in 2010; because it was determined that Dr. Wakefield had disregarded several scientific, research standards while completing his work. Many alternative health care practitioners believe the Wakefield study was not flawed and that it accurately reflected the true cause of autism.

To this day, there continues to be an ongoing debate over whether vaccines are a causal factor in the genesis of so many cases of autism in the United States and around the world.

Conventional, allopathic medicine is quick to offer a variety of reasons for the tremendous increase in autism cases nationally. None of the reasons, however, seem to be linked to the medical profession’s regular practice of vaccinating the world’s children with medicines that have a longstanding history of containing toxic ingredients including Mercury.

The American Academy of Pediatrics has a documented history of supporting the vaccine agenda. They regularly encourage pediatricians to coerce parents into vaccinating their children. They also provide a publication that teaches pediatricians how to profit, in a business sense, from administering toxic vaccines to young children.

One has to seriously question the objectivity and credibility of a study that was published and promoted by an organization that has such a long, documented history of being a strong proponent of vaccinating children.

Are we being lied to? Are we being fed a study that has been engineered to purposely confuse the public about the true cause of autism?  What do you think about this controversial, scientific study?

Click here to listen to Dr. John Reizer speak about the subjects of vaccines and autism on the nationally syndicated Dani Johnson Talk Radio Show that aired live on 4/11/12.