Life insurance claim denials for Covid-19 vaccines

Dr. John Reizer

A NoFakeNews visitor recently sent me an Instagram video featured below that alleges that anyone who’s taken an Emergency Use Authorized COVID-19 vaccine is at risk of being denied a life insurance death benefit payout.

**Click on the image above to watch the video!**

Is the claim true?

According to several Google Indexed Articles I screenshot, the answer is no! The articles I kept running into allege the video above is part of a big misinformation campaign going around social media circles. See some of these article headlines below:

I decided to look further into this subject because I get very suspicious whenever I see so many articles denying the validity of something.

Here’s what I uncovered:

I am not an insurance expert by any stretch of the imagination, but according to the information I have looked at, COVID-19 vaccines are considered immunotherapy products by many reliable sources.

Although the COVID-19 vaccines were not initially considered gene therapies because they were reported by the vaccine makers to have only temporary effects on DNA, these claims are now being challenged by new researchers. Many new papers have recently stated that COVID-19 vaccines should be considered gene therapy products because their effects on DNA are not entirely temporary.

Either way you slice it, there are loopholes in place, in my opinion, creating opportunities for insurance companies to challenge or deny submitted life insurance claims based simply on people getting a COVID-19 vaccine that might be classified as either an experimental medicine, a gene therapy, or a form of immunotherapy.

It’s pretty clear from the literature I read that mRNA vaccines are considered immunotherapies! According to the information I looked at, immunotherapy is a reason insurers can deny life insurance claim payouts! In this scenario, anyone who has ever had any COVID-19 vaccines regardless if they were considered experimental or not could potentially be excluded.

The thing that people don’t understand about insurance companies is that they’ll do anything to get out of paying a claim. They might not cancel an existing policy to keep collecting premiums. What they will do is deny a claim based on a technicality. The claim might be denied because the claimant used immunotherapy drugs. They won’t directly state the COVID-19 vaccines as the reason for the denial unless the denial is challenged in a court of law. Most people won’t challenge these wealthy corporations or appeal denied claims.

What do you think about this topic?