Can Taking a COVID-19 Vaccine be a Reason for an insurer to deny a Life Insurance claim?

Dr. John Reizer

A NoFakeNews visitor recently sent me an Instagram video featured below that alleges that anyone who’s taken an Emergency Use Authorized COVID-19 vaccine is at risk of being denied a life insurance death benefit payout.

Click on the image above to watch the video!

Is the claim true?

According to several Google Indexed Articles I screenshot, the answer is no! The articles I kept running into allege the video above is part of a big misinformation campaign going around social media circles. See some of these article headlines below:

I decided to look further into this subject because I get very suspicious whenever I see so many articles denying the validity of something.

Here’s what I uncovered:

I am not an insurance expert by any stretch of the imagination, but according to the information I have looked at, COVID-19 vaccines are considered immunotherapy products by many reliable sources.

Although the COVID-19 vaccines were not initially considered gene therapies because they were reported by the vaccine makers to have only temporary effects on DNA, these claims are now being challenged by new researchers. Many new papers have recently stated that COVID-19 vaccines should be considered gene therapy products because their effects on DNA are not entirely temporary.

Either way you slice it, there are loopholes in place, in my opinion, creating opportunities for insurance companies to challenge or deny submitted life insurance claims based simply on people getting a COVID-19 vaccine that might be classified as either an experimental medicine, a gene therapy, or a form of immunotherapy.

It’s pretty clear from the literature I read that mRNA vaccines are considered immunotherapies! According to the information I looked at, immunotherapy is a reason insurers can deny life insurance claim payouts! In this scenario, anyone who has ever had any COVID-19 vaccines regardless if they were considered experimental or not could potentially be excluded.

The thing that people don’t understand about insurance companies is that they’ll do anything to get out of paying a claim. They might not cancel an existing policy to keep collecting premiums. What they will do is deny a claim based on a technicality. The claim might be denied because the claimant used immunotherapy drugs. They won’t directly state the COVID-19 vaccines as the reason for the denial unless the denial is challenged in a court of law. Most people won’t challenge these wealthy corporations or appeal denied claims.

What do you think about this topic?


The Matrix Reloaded Yet Again

Watch The Book Trailer

Read it tonight as an Ebook

Published on Amazon Kindle

Readers’ Favorite Book Review

🌟 🌟 🌟 🌟 🌟

ORDER NOW from these ebook sellers or

Buy directly  from Amazon or

Barnes & Noble


The Truth Told Through Comedic Fiction!

A Feature Film

Curing Cancer Was A Mistake!

Now Available on DVD

Watch the full movie on YouTube for free!

Watch Target List Tonight on Tubi TV

Recommended on Tubi TV!


CLICK HERE  FOR  ALL MOVIE WATCH OPTIONS


Click the image to visit our movie website

IMDb Page

©Target List LLC


Click On The Image Below to Download the App

9 thoughts on “Can Taking a COVID-19 Vaccine be a Reason for an insurer to deny a Life Insurance claim?

  1. NoFakeNews's avatar NoFakeNews March 17, 2025 / 9:37 pm

    😀 It was a nice day! 👍

  2. NoFakeNews's avatar NoFakeNews March 17, 2025 / 9:36 pm

    Thanks, Lisa! 🙂

    It’s pretty wild how fast these years seem to fly by the older we grow. Our children are no longer children (they’re always children in our eyes) but young adults now. 🤣

    John

  3. lhakes12's avatar lhakes12 March 17, 2025 / 8:57 pm

    And Happy 24th Birthday to Kayla! 🎉🎈

    My daughter, Krystal, turns 26 in May.

    Lisa

  4. lhakes12's avatar lhakes12 March 17, 2025 / 8:49 pm

    Happy St. Patrick’s Day, John! 🍀

    It sounds like your family had a wonderful day together as well. A double celebration! Lots of fun I bet! 😀

    Lisa

  5. NoFakeNews's avatar NoFakeNews March 17, 2025 / 8:39 pm

    Happy St. Patrick’s Day, Lisa! ☘️ 🍀 ☘️

    Sounds like you had a really great time. 😀

    St. Patrick’s Day is always a special holiday for our family because it’s our daughter’s birthday. Kayla turned 24 today and my wife and I celebrated the day with her just doing a bunch of fun stuff. 😀

    John

  6. lhakes12's avatar lhakes12 March 17, 2025 / 8:33 pm

    Happy St. Patrick’s Day! 🍀

    Off topic. I hope everyone is having a splendid St. Patrick’s Day. ☘️ Whether Irish or not. I am not myself.

    But I particularly enjoyed the celebration this evening, John, because we finally got to hear my daughter’s boyfriend play his fiddle with his band at a local bar & restaurant in town.

    Although the best part was when he came forward alone to do some hard shoe Irish Step Dancing. It was directly in front of us. That was awesome!

    But I have to say, you sure don’t want to get under foot when someone is doing this kind dancing! You’d get stomped on! The footwork is intense!

    And there are different speculations as to why not much arm movement. One theory is that so people couldn’t see you dancing through the windows. I guess dancing was a bit taboo at one time. 🤣

    Lisa

  7. NoFakeNews's avatar NoFakeNews March 17, 2025 / 3:06 pm

    Thanks for sharing, Ashley! 🙂
    John

Leave a comment