

Dr. John Reizer
A NoFakeNews visitor recently sent me an Instagram video featured below that alleges that anyone who’s taken an Emergency Use Authorized COVID-19 vaccine is at risk of being denied a life insurance death benefit payout.
Is the claim true?
According to several Google Indexed Articles I screenshot, the answer is no! The articles I kept running into allege the video above is part of a big misinformation campaign going around social media circles. See some of these article headlines below:


I decided to look further into this subject because I get very suspicious whenever I see so many articles denying the validity of something.
Here’s what I uncovered:



I am not an insurance expert by any stretch of the imagination, but according to the information I have looked at, COVID-19 vaccines are considered immunotherapy products by many reliable sources.
Although the COVID-19 vaccines were not initially considered gene therapies because they were reported by the vaccine makers to have only temporary effects on DNA, these claims are now being challenged by new researchers. Many new papers have recently stated that COVID-19 vaccines should be considered gene therapy products because their effects on DNA are not entirely temporary.
Either way you slice it, there are loopholes in place, in my opinion, creating opportunities for insurance companies to challenge or deny submitted life insurance claims based simply on people getting a COVID-19 vaccine that might be classified as either an experimental medicine, a gene therapy, or a form of immunotherapy.
It’s pretty clear from the literature I read that mRNA vaccines are considered immunotherapies! According to the information I looked at, immunotherapy is a reason insurers can deny life insurance claim payouts! In this scenario, anyone who has ever had any COVID-19 vaccines regardless if they were considered experimental or not could potentially be excluded.
The thing that people don’t understand about insurance companies is that they’ll do anything to get out of paying a claim. They might not cancel an existing policy to keep collecting premiums. What they will do is deny a claim based on a technicality. The claim might be denied because the claimant used immunotherapy drugs. They won’t directly state the COVID-19 vaccines as the reason for the denial unless the denial is challenged in a court of law. Most people won’t challenge these wealthy corporations or appeal denied claims.
What do you think about this topic?
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😀 It was a nice day! 👍
Thanks, Lisa! 🙂
It’s pretty wild how fast these years seem to fly by the older we grow. Our children are no longer children (they’re always children in our eyes) but young adults now. 🤣
John
And Happy 24th Birthday to Kayla! 🎉🎈
My daughter, Krystal, turns 26 in May.
Lisa
Happy St. Patrick’s Day, John! 🍀
It sounds like your family had a wonderful day together as well. A double celebration! Lots of fun I bet! 😀
Lisa
Happy St. Patrick’s Day, Lisa! ☘️ 🍀 ☘️
Sounds like you had a really great time. 😀
St. Patrick’s Day is always a special holiday for our family because it’s our daughter’s birthday. Kayla turned 24 today and my wife and I celebrated the day with her just doing a bunch of fun stuff. 😀
John
Happy St. Patrick’s Day! 🍀
Off topic. I hope everyone is having a splendid St. Patrick’s Day. ☘️ Whether Irish or not. I am not myself.
But I particularly enjoyed the celebration this evening, John, because we finally got to hear my daughter’s boyfriend play his fiddle with his band at a local bar & restaurant in town.
Although the best part was when he came forward alone to do some hard shoe Irish Step Dancing. It was directly in front of us. That was awesome!
But I have to say, you sure don’t want to get under foot when someone is doing this kind dancing! You’d get stomped on! The footwork is intense!
And there are different speculations as to why not much arm movement. One theory is that so people couldn’t see you dancing through the windows. I guess dancing was a bit taboo at one time. 🤣
Lisa
Thanks for sharing, Ashley! 🙂
John
They will, no doubt, attempt that by calling it exactly what it was: experimental.
And it was a psywar experiment as much as “medical” experiment, as you know.
Ashley
P.S. Must see: https://healthimpactnews.com/2025/trump-starts-new-war-in-middle-east-by-bombing-yemen-women-and-children/
Please share.
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